How to remit to the Philippines without sending cash

BeamAndGo remittance Philippines
BeamAndGo remittance Philippines

In 2014, a total of $27 Billion USD was remitted to the Philippines by Overseas Filipino Workers (OFWs) in 2014, while internal remittance amounted to $35 Billion USD.

Out of that amount, 82% of the funds is intended for groceries, supplies, healthcare, medicine, bills, & education.

However, studies show that 25% of all Filipinos currently live below the poverty line. So the question is this: with remittance money continually entering the Philippines, why is there still wide spread poverty and very little improvement?

There are a few reasons why this is possible – such as theft and misuse – where remitted funds are being used for iPhones and cosmetics instead of food or education.

You can remit money using the BeamAndGo website or mobile app
You can remit money using the BeamAndGo website or mobile app

Enter BeamAndGo, an online digital remittance system that lets you support your loved ones back home through gift certificates.

The platform  enables OFWs to purchase digital gift certificates for groceries, supplies, medicine, and petrol to be used by their families in the Philippines.

In addition, you can directly pay for education, bills, insurance, and taxes. This ensures that the money is used wisely and properly.

As long as the recipient in the Philippines has a mobile number, they just need to show the SMS confirmation to the cashier for redemption.

The ever-growing list of merchants include:

  • Smart Communications
  • Globe Telecom
  • PhilHealth
  • PhilCare
  • SSS
  • EC Gas
  • Generika
  • Super8 Grocery
  • Gaisano Capital
  • George Optical
  • Cherry Mobile
  • Gaisano Mall of Davao

We took the service for a test drive and it is surprisingly easy.

1. Sign up for an account using your e-mail address or Facebook account

BeamAndGo signup

2. Select a merchant from the Store

For this example, we chose Generika.


BeamAndGo shop

3. Go through the checkout process

Select a recipient by entering the recipient’s name and mobile #.

BeamAndGo recipient

Check the other fields such as Discount Code and ZAP points section. Remember to check the Terms and Conditions before ticking “I agree”

BeamAndGo (3)

4. Proceed to complete the transaction

BeamAndGo (4)

You should receive a confirmation message, followed by a confirmation e-mail from BeamAndGo.

BeamAndGo (7)

In this case, since we purchased a Generika MEDPadala GC we also received a confirmation e-mail from Generika:

BeamAndGo (1)

5. Finally, the recipient should receive an SMS message with a confirmation code and a PIN code

We received two SMS messages – this may be because we bought the GC’s for ourselves.

beamandgo sms confirmation

Time to shop!

Shop and present the SMS message containing the code and PIN at your merchant’s outlet to pay for your items!


You can even refer your friends to earn 25 PHP for every sign up!

BeamAndGo (6)


Sending remittances to your loved ones in the Philippines can be painlessly easy and worry-free.

With BeamAndGo, you can get assurance that your hard-earned money will go where it is supposed to go – be it groceries, cellphone load, health care, or as payment for utilities.

The service is quick, and they are adding more merchants every week.

Give it a beam and tell us how it goes!

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