MANILA, Philippines (Aug 2026) — Upgrading home appliances usually means draining the savings account, but a returning nationwide promo is letting Pinoys bundle multiple upgrades without paying anything upfront.
Home Credit Philippines and SM Appliance Center brought back the Grand Pay Hulugan Promo, running from Aug. 1 to Sept. 30, 2026. The campaign allows qualified customers to take home up to three appliances in a single transaction with zero down payment.
Upgrading without the upfront pain
Whether it is replacing an old refrigerator, swapping out a broken washing machine, or buying a larger television for family movie nights, the promotion aims to make home upgrades more budget-friendly. Instead of waiting months to save up for individual items, families can bundle their needs into flexible installment plans.
Puneet Suneja, chief sales officer of Home Credit Philippines, said that appliances are vital investments that support everyday household lives. The promo aims to help customers get the products they need immediately while managing their payments comfortably over time.
What you get at the checkout counter
Pinoys visiting any branch nationwide can access several deals under the promotion. Aside from the zero down payment option for eligible buyers, the promo cuts up to 40% off on selected appliances.
Financing terms also include 0% interest options extending up to 18 months, making monthly payments easier to manage.
The promotion runs across all stores nationwide until the end of September. Shoppers can visit their nearest branch or download the official mobile app to check available financing options.
