MANILA, Philippines (Jul 2026) — Funding a major life goal just got a lot less stressful for Pinoys who want to skip the endless lines and exhausting bank paperwork.
Digital financial services platform Maya is rolling out an updated personal loan offer that allows eligible users to borrow up to PHP 400,000 (approx. $6,850) instantly through their smartphones. The entire process is handled digitally, eliminating the need for physical bank visits, collateral, or tedious documents.
Flexible terms for big plans
Borrowers can spread out their payments with flexible repayment terms spanning up to 48 months. This makes monthly installments more manageable for Pinoys looking to finance home renovations, tuition, or unexpected expenses.
The digital application process means that users can apply, get approved, and receive their funds directly in their accounts without waiting days for a traditional credit check.
How to get started
The feature is currently available to eligible Maya account holders. Users can check their eligibility status and view personalized loan offers directly inside the app under the loans section.
