Here’s how you can shop 0% installment at SM MOA without credit card

This holiday season, shoppers at SM Mall of Asia (MOA) are in for a special treat.

From December 14 to 27, 2023, enjoy exclusive treats and 0% deals when you sign up at the BillEase booth.


  1. Visit BillEase sign-up assistance booth at Ground Level SM MOA South Wing. Scan the QR code and download the BillEase app on your mobile device.
  2. Create your BillEase account by filling out your details accurately and completely. You’ll need a valid ID and proof of income and billing.
  3. Once your account gets approved, show your approval notification and claim your exclusive freebies from BillEase.


With your first purchase via BillEase, enjoy 0% interest installments when you shop at SM Supermalls partner stores until December 31, 2023, no credit card required!

Simply use this promo code when you shop: BILLEASESM

  • Promo period: November 1 to December 31, 2023
  • Eligibility: All eligible NEW BillEase users with activated and approved account
  • Offer: 0% interest for loan payable up to 3 months
  • Minimum transaction: Php 3,000 Maximum: Php 40,000
  • Customer should use the code to avail of the promo. At least 1/3 or a least 34% down payment is required, and a one-time loan processing fee of 3% applies.

Enjoy shopping at a variety of BillEase partner stores in SM MOA like National Book Store, Anker, Digital Walker, Datablitz,  Garmin, Bayo, and many others. To complete a purchase, just ask for the BillEase QR code at the partner store’s payment counter. Open the BillEase app, scan the code, input the order amount, select your payment terms, use the promo code, and make the initial payment.

Happy shopping, Billies!