MANILA, Philippines (Apr 2026) — Getting your hands on the latest Apple hardware usually means saving up for months or swiping a credit card with a hefty limit. Home Credit is trying to change that math with a new pre-order promo for the MacBook Neo, letting users spread the cost over two years with zero interest.
The financing company is offering the new laptop with daily installments starting at ₱44 (approx. $0.75). The deal runs until April 23, 2026, giving students and young professionals a window to secure the device before it potentially sells out or prices shift.
How the numbers work
The offer applies to two storage variants of the MacBook Neo. Home Credit structures the payments into 12-month or 24-month terms, all at 0% interest.
For the 256GB model, the 24-month plan breaks down to ₱44 (approx. $0.75) per day. If you want to pay it off faster, the 12-month option is ₱82 (approx. $1.40) per day.
The 512GB model costs slightly more. On the 24-month plan, it’s ₱51 (approx. $0.87) a day, while the 12-month plan is ₱97 (approx. $1.66) a day.
These rates make the premium laptop accessible to those who might not have the full cash amount upfront, though it requires a commitment to a long-term payment schedule.
Fast approval, minimal paperwork
Home Credit markets this as a hassle-free process. Applicants only need one valid ID, and approvals can happen in as little as one minute. A representative typically guides the customer through the steps at partner stores, which helps avoid the confusion of online forms.
You can also get pre-approved via the Home Credit app, available on Google Play, the App Store, and Huawei AppGallery. This lets you check your eligibility before heading to the store.
Where to buy
The MacBook Neo is available at Apple Authorized Resellers and Home Credit partner stores nationwide. Some of the major retailers included in the promo are Abenson, Beyond the Box, Power Mac Center, PC Express, Octagon, and Silicon Valley.
This promo is strictly for the pre-order period ending April 23. If you’re eyeing the new MacBook Neo and want to avoid the lump-sum shock, this might be the most budget-friendly way to jump in early.
