No, BPI still does not support Apple Pay. As of August 7, 2026, Apple’s official list of Philippine banks has four names on it, and the country’s second largest bank is not one of them.
But BPI is closer than the official list makes it look: its cards are already tokenized, it is already live on Google Pay, and its own terms and conditions now name Apple Pay as a supported wallet.
Here is the full picture, with the receipts.
The official answer: not yet
Apple’s official participating banks page for Asia Pacific currently lists exactly four Philippine issuers for Apple Pay:
- China Banking Corporation (Visa credit and debit, Mastercard credit)
- GoTyme Bank Corporation (Visa debit and credit)
- Metropolitan Bank and Trust Company (Visa credit, Mastercard credit and debit)
- Union Bank of the Philippines (Visa and Mastercard credit and debit)
BPI is absent, alongside BDO, EastWest, RCBC, Security Bank, and the rest of the country’s card issuers.
Apple’s own launch newsroom post, published August 2026, names the same four banks, and the launch announcement says the list will grow over time.
The twist: BPI is already tokenized and live on Google Pay
Here is where the official list undersells BPI’s readiness. The bank confirmed in a July 2, 2026 report by GMA News Online that its cards are already tokenized and already available in Google Pay.
BPI president and CEO Jose Teodoro “TG” Limcaoco put it plainly: “We’re already on Google Pay. Google Pay is live in the country already. Apple Pay is not yet live, so you have to ask Apple when they will go live.”
The bank’s revised terms and conditions now explicitly name Apple Pay, Google Pay, and Samsung Wallet as supported wallet providers, which means the legal and technical groundwork is done.
Why the wait, then?
The gap is on Apple’s side of the launch, not BPI’s, and there is a strategic reason for it.
Limcaoco told reporters in November 2025 that wallet providers would likely wait until multiple banks were ready before going live, because launching with a single bank would not be a sensible strategy.
Apple chose four banks for the Philippine debut. BPI, the BSP-ranked second largest bank in the country with about PHP 3.66 trillion in assets, is widely expected to be in the next wave.
The likely timeline
Digital Banks PH, which tracked the rollout in real time, reported that BPI plans a unified wallet announcement that insiders expect by around the middle of the second quarter of 2027.
That would put BPI on Apple Pay roughly a year after the four-bank launch, assuming no acceleration.
The same wallet enablement would cover Google Pay (already live for BPI) and Samsung Wallet under the bank’s updated terms.
What changes for BPI cardholders
Nothing yet. BPI credit and debit cards cannot be added to Apple Wallet today, and the official Apple page will not list BPI until the bank is switched on.
For BPI customers who already use Google Pay, the experience is live: tokenized card, tap to pay, no difference from what Apple Pay offers on the payment side.
The practical difference is iPhone users. Google Pay works on Android, so BPI cardholders on iPhones are the ones waiting.
How tokenization works, briefly
When BPI enabled tokenization, it replaced the card number with a unique digital identifier for each device, which is why the bank had to update its terms and conditions.
That token is what Apple Pay, Google Pay, and Samsung Wallet all use under the hood, so BPI’s readiness for one wallet is effectively readiness for all three.
The bottom line
If you hold a BPI card, the honest answer is no, Apple Pay does not support it yet, and Apple has not committed to a date.
The infrastructure is ready, the bank has said so publicly, and the terms and conditions already name Apple Pay as a supported wallet.
The missing piece is Apple flipping the switch, which the rollout pattern suggests will happen in a second wave of banks, possibly by mid-2027.
In the meantime, BPI customers on Android already have tap to pay through Google Pay, and iPhone users can keep an eye on Apple’s participating banks page, which is updated as banks come online.
