MANILA, Philippines (Aug 2026) – Living well past retirement age is becoming a reality for more Pinoys, but figuring out how to fund those extended golden years remains a challenge. To help address this, two new whole-life insurance solutions, AIA Platinum Secure and BPI AIA ADDvantage, have been introduced by AIA Philippines and BPI AIA to offer guaranteed cash payouts and lifelong protection.
As life expectancies increase, retirement planning is no longer just about saving enough to stop working. It is about maintaining financial stability across decades. The newly launched AIA Platinum Secure and BPI AIA ADDvantage plans combine insurance coverage with regular financial returns, giving policyholders cash flow they can rely on as they grow older.
Guaranteed returns and milestone bonuses
Unlike standard life insurance policies that only pay out upon death or critical illness, these new solutions provide regular cash payouts throughout the policyholder’s life.
Policyholders can also look forward to special milestone bonuses when they reach age 80 and age 90, providing extra financial support during their later years. If the policyholder reaches age 100, the plan matures and delivers a full maturity benefit.
Extra protection for health and disability
Beyond financial returns, the plans offer customizable options for added peace of mind. Policyholders can choose to add health and disability coverage to protect against unexpected medical costs or loss of income due to disability.
Both AIA Platinum Secure and BPI AIA ADDvantage are designed to help policyholders build lasting financial confidence so they can focus on living healthier and longer lives without worrying about running out of savings.
Note: Specific pricing details and minimum premium requirements were not provided in the announcement. Interested customers may contact AIA Philippines or BPI AIA for detailed plan quotes.
