MAKATI, Philippines (Aug 2026) – Shopping for a new refrigerator, smartphone, or motorcycle across Visayas and Mindanao no longer requires lengthy paperwork or massive upfront cash.
Pinoys looking to upgrade their homes or daily rides can now secure flexible financing in as fast as one minute right at the store counter. This comes as consumer fintech company Salmon Finance expands its reach across the region through a nationwide retail partnership.
Zero downpayment and instant approvals
Through a collaboration with retail chain EMCOR, more than 100 store branches in Visayas and Mindanao are joining a growing network of over 10,000 partner locations across the country. Shoppers can access Salmon Product Loans to purchase essential appliances, furniture, and personal gadgets with zero downpayment and 0% interest terms spanning up to six months.
For those needing personal transportation, Salmon Moto Loans offer a digital process to buy two-wheelers directly inside participating stores or via mobile app. On-site store ambassadors guide buyers through the application process, allowing customers to receive loan decisions in about 60 seconds and handle all monthly repayments online.
Expanding financial options across the region
According to Salmon Finance Inc. President Vasiliy Kuznetzov, the goal is to make daily essentials and mobility options widely accessible to Pinoy families without financial strain. EMCOR President and COO Nelson M. Aparejo added that offering quick financing helps elevate the overall shopping experience for local communities throughout VisMin.
Pinoys interested in applying for Salmon Product Loans or Moto Loans can visit participating EMCOR stores or learn more through the official Salmon website.
